According to data Experian released Thursday, Atlanta is the fourth-most debt burdened metropolis with $26,063 average debt per consumer.

Only Seattle ($26,646), Dallas ($26,599) and Denver ($26,428) were worse.

Rounding out the top 10 are Phoenix ($26,035), Houston ($25,790), Washington, D.C. ($25,702), Tampa ($25,603), Philadelphia ($25,544), and Orlando, Fla., ($25,316).

Debt for the study was calculated using all credit cards, auto loans and personal loans. It did not include mortgages.

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